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A great product that clients demand

Home Health Care almost pays for itself


Integrity Marketing Group brings you the opportunity to work with the Kemper Senior Solutions Indemnity Home Health Care product, underwritten by Reserve National Insurance Company. With just two questions, almost any client can qualify for this policy.

Home Health Care is a major concern and an important need to the entire market.

Home Health Care is a major concern for Americans. Traditional long-term care insurance can be unaffordable for some families and many clients cannot qualify due to their health. Medicare will not cover all expenses associated with home health care, and people prefer to recover at home instead of having an extended hospital stay.

Home care is the fastest growing segment of the health care industry.1
1 SOURCE: Basic Statistics About Home Care, National Association for Home Care.
Kemper Senior Solutions
With Kemper’s Senior Solutions Indemnity Home Health Care policy, which is not considered Long Term Care coverage, your client can stay in control of his or her care. Benefits are payable directly to the client – regardless of any other coverage.

This policy is designed to help provide care in your home as opposed to in a hospital or nursing home.

    Benefits are paid for:

  • Skilled Nursing Care
  • General Nursing Care
  • Physical Therapy
  • Speech Pathology
  • Occupational Therapy
  • Chemotherapy
  • Specialist Services
  • Enterostomal Therapy
  • Respiration Therapy
  • Medical Social Services
  • Home Health Care Aide

  • Optional benefits can also help cover:

  • Prescription Drugs
  • Annual Physical Exams
  • Eye and Hearing Exams
  • Ambulance
  • In-hospital Private Duty Nurse
This is a brief description of some of the provisions of policies individually underwritten by Reserve National Insurance Company. Only the actual policy provisions will control. Benefits and policy provisions may vary by state. This policy is not a Medicare supplement or long-term care insurance plan.